Basic Eligibility Requirements

To qualify for federal student aid (grants, loans, and
work study funds), you have to meet certain requirements.

Basic Eligibility Requirements

General eligibility requirements are:

  • demonstrate financial need (for most programs);
  • be a U.S. citizen or an eligible noncitizen;
  • have a valid Social Security number (with the exception of students from the Republic of the Marshall Islands, Federated States of Micronesia, or the Republic of Palau);
  • be registered with Selective Service, if you're a
  • male (you must register between the ages of 18 and 25);
  • be enrolled or accepted for enrollment as a regular student in an eligible degree or certificate program;
  • be enrolled at least half-time to be eligible for Direct Loan Program funds;
  • maintain satisfactory academic progress in college or career school;
  • sign statements on the Free Application for Federal Student Aid (FAFSASM) stating that:
    • you are not in default on a federal student loan and do not owe money on a federal student grant and
    • you will use federal student aid only for educational purposes; and
  • show you're qualified to obtain a college or career school education by
    • having a high school diploma or a recognized equivalent such as a General Educational Development (GED) certificate or
    • completing a high school education in a homeschool setting approved under state law.

If you were enrolled in college or career school prior to July 1, 2012, you may show you're qualified to obtain a higher education by

  • passing an approved ability-to-benefit test (if you don't have a diploma or GED, a college can administer a test to determine whether you can benefit from the education offered at that school);
  • completing six credit hours or equivalent course work toward a degree or certificate (you may not receive aid while earning the six credit hours); or
  • meeting other federally approved standards your state establishes.

For information about these criteria, talk to the financial aid office at your school.

Most male students must be registered with Selective Service to receive federal student aid. You also must register if you are a male and are not currently on active duty in the U.S. armed forces. If you are a citizen of the Federated States of Micronesia, the Republic of the Marshall Islands or the Republic of Palau, you are exempt from registering. You can call Selective Service toll-free at 1-888-655-1825 for general information about registering, or register online at or via the FAFSA.

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